You may have seen property gurus filling up your social media feeds with tales of how they bought a number of properties without using any of their own savings, and now they have retired at the age of 32 with a portfolio worth £10m. And of course, for the princely sum of £997, you can learn how to do this too.

After 33 years in their family home, Charles and Lesley Garner have embarked on an exciting new chapter, having just moved into a stylish two-bedroom bungalow at The Croft—a boutique development by Cotswold Homes in the charming village of Down Ampney, near Cirencester.

One of the questions we’re asked most often is: “Should I sell my home before buying my next one, or the other way around?” There’s no simple answer — it depends on your situation, the market, and what feels right for you. But understanding the pros and cons of each option can help you move forward with confidence.

Buying a property can be a lengthy process simply because the process involves many factors. One of those factors is the time it takes to get a mortgage.