If you’re house hunting, you’ve probably heard about a Mortgage in Principle (MIP) — sometimes called a Decision in Principle (DIP). It can feel reassuring to have one in your pocket, but it’s important to know what it really means. Important to know: it doesn’t guarantee you’ll get the mortgage.

Choosing a new home isn’t just about the property itself – the neighbourhood plays a huge role in your quality of life. From schools and transport links to local shops and community spirit, here’s what to look out for when deciding if an area is right for you.

Buying a home is one of life’s biggest decisions. Whether it’s your first purchase or your fifth, the process can feel daunting, with plenty of pitfalls to avoid. From mortgages and surveys to legal paperwork and negotiations, there’s a lot to take on board. By arming yourself with the right information and working with a knowledgeable local estate agent, you’ll be better placed to make smart decisions and find the home that truly fits your needs.

Stamp Duty is one of the most significant costs to consider when buying a property. Whether you're considering a move or just staying informed, Here we will bring you up to speed on the latest rules, offer useful tips, and help you make the best financial decisions when buying property.