Its not all doom and gloom on the mortgage front!

Its not all doom and gloom on the mortgage front!

The average rates on mortgages have fallen for four months in a row, according to financial data provider Moneyfacts.. Read below the latest lenders to cut their rates.

Lenders are continuing to lower mortgage rates, despite last week’s increase to the Bank of England Bank Rate on Thursday, 23 March.


Here are the latest lenders to cut rates:

  • HSBC has cut its fixed rates for residential borrowers by up to 0.2% and for buy-to-let customers by up to 0.3% percentage points. It follows a rate cut for high loan to value (LTV) customers at the end of last week. 

  • Barclays reducing a selection of existing 2 and 5 year Fixed products by as much as 0.47%

  • Leeds Building Society residential fixed rates reduced by up to 0.29%.

  • Specialist buy-to-let lender Landbay has cut its two-year fixed rate range by up to 0.14%.

Despite the Bank Rate rise the market has reacted positively and swap rates – the wholesale rates at which banks lend to each other and on which fixed mortgage rates are based – have dropped to their lowest since February. 

If you would like more information or would like to be put in touch with one of our highly recommended financial advisors, please contact us.


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